We are happy to provide you with a pre-surgical estimate of fees for your treatment plan. As a surgical specialty office, Northern Star OMS (NSOMS) believes in delivering the finest care we are capable of at the most reasonable cost possible. In most cases, insurance does not cover the full cost of surgical care. Insurance coverage is designed to reduce your cost, not eliminate it.
It is your responsibility to know and understand your insurance policy and the coverage of benefits it provides. We will submit your insurance claim to your dental and medical insurance company(s) as a courtesy to you. This does not imply or guarantee that your particular plan will cover your anticipated procedure, either in part or in full. We require that you pay any deductibles, co-payments, and fees over your annual maximum at the time of surgery. If the processing of your claim has been delayed, we require your assistance in expediting the process.
After your claim has been processed by your insurance company(s), overpayments (if any) will be refunded to the appropriate party. This may be the insurance company, the patient, or the guarantor. If there is a balance, NSOMS will send you a statement. A 1.5% finance charge will be added to any balance over 30 days. In the event your account is placed with an agency for collection purposes, you will be responsible for all collection agency fees (up to 30% of the balance placed for collection). In addition, you will be responsible for all court costs, filing fees, and attorney fees should your account require litigation. Checks returned for insufficient funds will be assessed a $25.00 fee.
Estimated patient financial responsibility is due at the time of service.
Please initial on each line.
I acknowledge that it is my responsibility to know and understand my insurance policy(s) and the coverage of benefits it provides. I agree to be responsible for all charges for dental/medical services and materials not paid by my insurance plan(s), unless prohibited by law, or if the treating dentist or dental practice has a contractual agreement with my plan prohibiting all or a portion of such charges. I consent to allow NSOMS to use and disclose my protected health information to carry out payment activities in connection with my insurance claims.
I am aware that some professional services require the assistance of outside laboratories. Fees for providers of these services are not included in the surgical fee and are the responsibility of the patient. I understand I will be billed separately by the laboratory. Examples of services that would require the assistance of outside laboratories include, but are not limited to, CT scans and biopsy analysis.
I hereby authorize all practitioners of NSOMS to provide any insurance company(s), claim administrator(s), and consulting healthcare professional(s) information concerning health care, advice, treatment, or supplies utilized during my procedure. This information will be used exclusively for the purpose of evaluating and administering claims for benefits. I understand and accept that NSOMS submits claims electronically.
I understand the terms stated herein are to remain in effect throughout my treatment with NSOMS.
By signing this section, I authorize payment of insurance benefits directly to NSOMS.
Signature Section